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All agents are NOT alike! Find out why I am a top real estate expert. Call me: (239) 394-8118.
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Chris Sullivan
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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Chris Sullivan, a proven Marco Island, Florida NUMBER1EXPERT™ Top Selling real estate agent. Find Marco Island Homes - Find Marco Island, Florida real estate listings & homes for sale provided by Chris Sullivan, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Chris Sullivan, a proven Marco Island, Florida NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Chris Sullivan, a proven Marco Island, Florida NUMBER1EXPERT™ Top Selling real estate agent. Marco Island Information - Find local information on Marco Island, Florida including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Chris Sullivan, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Chris Sullivan, a proven Marco Island, Florida NUMBER1EXPERT™ Top Selling real estate agent. About Chris Sullivan - Information about Chris Sullivan including testimonials, guarantees, credentials, and contact information. Learn why Chris Sullivan is a proven Marco Island, Florida NUMBER1EXPERT™ Top Selling real estate agent. 
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Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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